Free VA benefits tool

The VA thinks
you're worth
less than
you are.

UNDERRATED finds the conditions you haven't claimed, explains what the VA math actually means, and builds your case — no runaround, no guesswork.

No credit card. No attorney fees. Built for vets.

Why your rating isn't what you think
50% + 30% ≠ 80%
It equals 65%

The VA uses "whole person" math. Each condition takes a slice of what's left — not of the original 100%.

Lumbar strain
50%
Right knee
30%
Sleep apnea — not claimed yet
+30%?
Current official rating
65.0% → rounds to 70%
70%
30%
avg attorney cut of back pay
$0
to use core tools
4+
avg unclaimed conditions found
21M
veterans in the US
The problem

Most vets are underrated.
Most don't know it.

The VA system isn't built to help you find what you're owed. It's built to process claims. There's a difference — and it costs veterans billions every year.

1 in 3
veterans with service-connected disabilities are rated lower than their conditions warrant
$4,000+
average annual difference between a 70% and 80% rating in monthly compensation
33%
what accredited attorneys take from your back pay — for work software can now do
How it works
The VA's math is designed
to confuse you.

UNDERRATED makes it readable. Here's how we go from "I think I'm underrated" to "I just filed."

01 —

See your real rating

Enter your conditions and ratings. We run the VA's whole-person math and explain every step — including exactly how far you are from the next compensation tier.

02 —

Find what you're missing

Your MOS, service era, and current conditions tell us a lot. The gap identifier surfaces unclaimed conditions and explains exactly why you likely qualify for each one.

03 —

Build your claim package

Step-by-step workflow. Evidence checklist. Nexus letter drafts. Every VA form explained in plain English. Ready to file.

Features
Everything in one place

The tools attorneys use — without the 20–33% contingency fee.

Free
Rating calculator

Input your conditions and ratings. Get the combined math explained step by step — and see exactly how far you are from the next compensation tier.

Free
Gap identifier

AI-powered analysis based on your MOS, service era, and current conditions. Surfaces unclaimed conditions with the specific reason you likely qualify.

Claim builder

Guided step-by-step workflow that outputs a ready-to-file claim package — evidence requirements, form instructions, and personal statement templates.

Nexus letter generator

AI-assisted drafts connecting secondary conditions to primary ones. The nexus letter makes or breaks a secondary claim — most vets never file one.

Appeal assistant

Got denied? UNDERRATED reads the denial code, explains it in plain English, picks the right appeal lane, and helps you build the response.

Document vault + state benefits

Store your DD-214, C&P exam results, and records securely. Plus your federal rating stacked with every state-specific benefit you qualify for.

Who it's for
Sound familiar?

You think you're underrated

Your conditions are worse than your rating suggests, but the VA's math is a black box. UNDERRATED opens it up.

You just got out and don't know where to start

The VA system is a lot. UNDERRATED walks you through it from zero — no prior knowledge needed.

You've got conditions you've never claimed

Most vets leave money on the table — not because they're ineligible, but because they didn't know to ask. The gap identifier fixes that.

You got denied and don't know why

Denial letters are written in bureaucratic nonsense. The appeal assistant translates it and tells you exactly what to do next.

Pricing
Straightforward. No BS.

Core tools are free. Paid unlocks everything else — still a fraction of what an attorney charges.

Free — always
$0

The tools that help you understand your situation. No credit card, no time limit.

  • Rating calculator with combined math explainer
  • Gap identifier — find unclaimed conditions
  • Basic document vault (DD-214 storage)
  • Plain-English VA glossary
Get started free

See what's inside

The rating calculator and gap identifier are free. Here's a preview of what you unlock with full access.

Free tool
Rating calculator
70%
YOUR RATING
80%
POTENTIAL
✓ Free — no account required to try
Try the calculator →
Paid feature
Claim builder
🔒

Claim builder

Ready-to-file packages with evidence checklists and form instructions

Unlock for $19/mo
Paid feature
Nexus letter generator
🔒

Nexus letter generator

AI-drafted letters connecting secondary conditions to your primary ones

Unlock for $19/mo

The VA underpaid you.
Don't let a lawyer take
another cut on top of it.

You earned these benefits. UNDERRATED helps you get them — free to start, no attorneys, no percentage of your back pay.

Sign up free — it takes 2 minutes

No credit card required. No attorney fees. Ever.